Starting January 1, 2025, new rules apply for anyone who has tax collection notices (cartelle esattoriali) to pay.
With these changes, you can request an installment plan for tax collection notices 2025 without documents—up to 84 monthly payments (7 years) and for amounts up to €120,000—simply by submitting an online request without attaching any supporting paperwork.
This update is important for everyone: private citizens, small business owners, artisans, and professionals.
Here’s a clear, simple explanation of how it works, who can apply, which forms to use, and where to submit your request.
And if you need assistance, we can handle everything for you.
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What Does “Installment Plan for Tax Collection Notices 2025 Without Documents” Mean?
It’s a new option that lets taxpayers pay their tax collection notices in installments, up to €120,000, without presenting ISEE, financial statements, or any other documentation.
You just need to submit a simple online application.
This is a real opportunity both for those facing financial difficulty and for anyone who prefers spreading payments to protect cash flow.
Installment Plan for Tax Collection Notices 2025 Without Documents: A Simple Guide for Businesses and Individuals: The New Rules from January 1, 2025
With the enactment of Legislative Decree No. 110/2024, 110/2024the collection system has been simplified and made more accessible. Key updates:
| Year of Request | Max Installments Without Documents | Duration |
| 2025 – 2026 | 84 installments | 7 years |
| 2027 – 2028 | 96 installments | 8 years |
| From 2029 onward | 108 installments | 9 years |
| With documented financial hardship | up to 120 installments | 10 years |
How to Submit the Request
There are two main methods to request an installment plan without documents:
- Online – via the “Rateizza Adesso” service on www.agenziariscossione.gov.it
- By form – sending the RS form via certified email (PEC) or submitting it directly at a local office.
Installment Plan for Tax Collection Notices 2025 Without Documents: A Simple Guide for Businesses and Individuals: Who Can Use the Online Service?
- Individuals
- Sole proprietors
- Freelancers
- Any taxpayer with SPID, CIE, or CNS digital credentials
Once you submit your request, the system immediately generates:
- Your payment plan
- The approval notice
- Payment slips.
All of these are sent to your email.
When Are Documents Required?
You want more than 84 installments (up to 120), or
The tax debt exceeds €120,000.
Required documents may include:
- ISEE for individuals or simplified sole proprietorships
- Financial statements or accounting records for companies, partnerships, or condominiums
- Statement of lack of liquidity for public administrations
These must be attached to the RDF form (for individuals) or RDG form (for companies/entities).
Need Help? We Can Do It for You
Many clients ask for assistance with the 2025 installment plan without documents because they lack time or want to avoid mistakes.
Studio Lombardo Larosi has years of experience with tax procedures, collection notices, installment plans, and legal assistance for businesses, professionals, and private citizens.
If you wish, we can manage the entire process: verifying the notice, submitting the application, and handling communication with the Revenue Collection Agency.
Just email us or schedule an appointment.
Italian Tax Law Is Complex—Rely on Experts
Italy’s tax-collection regulations are more intricate than those of many other European countries.
Each case is different, and even small errors can lead to losing the right to an installment plan or incurring penalties.
That’s why we recommend professional support.
Our team—tax advisors, fiscal consultants, and lawyers—has extensive experience in tax litigation and planning.
That’s why we recommend not improvising. Our firm consists of tax experts, consultants, and lawyers with decades of experience in tax disputes and planning. At Studio Lombardo Larosi, we’re by your side to explain the regulations, interpret them for your specific case, and do everything needed to ensure compliance while avoiding disputes.
Have You Received a Tax Bill and Want to Pay in Installments?
If you’ve received a tax bill and don’t know how to pay it or simply want to pay in installments without documents, contact us immediately. We can:
- Review the tax bill with you
- Calculate the installments
- Complete and submit the application
- Monitor the outcome and support you over time
📩 Contact Us for Information and Assistance
We’ll respond within 24 hours with instructions and our proposal.
For information, to request our services, or to schedule a meeting, write to us at:
Online Simulator
The Revenue Agency’s collection website offers a free simulator to see how many installments you can get and how much you’d pay monthly.
However, keep in mind that the simulator doesn’t replace personalized advice. We can help you evaluate:
- Whether it’s better to pay immediately or in installments
- Which form to complete
- The best tax strategy for your situation
Conclusion
The installment plan for 2025 tax bills without documents is a great opportunity for those with tax debts who want to pay them more manageably. However, to make the most of it, it’s crucial to act promptly and carefully.
We at Studio Lombardo Larosi are ready to assist you every step of the way.
Contact us today so you don’t miss this opportunity.