If you are looking for saving on property purchase taxes in Italy 2025, you are in the right place: this article explains in plain language how the price-value system works, a little-known option that can save you a great deal on taxes when buying a residential property. Read carefully: our goal is to help you understand how to save on property purchase taxes in Italy 2025, step by step.
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How do you find out the cadastral value of your property?
One of the key steps of saving on property purchase taxes in Italy 2025 is knowing the exact cadastral value of the property you are buying. This value can be obtained through a cadastral search, available from the Agenzia delle Entrate or with the help of a professional. The calculation is based on the property’s cadastral income, revalued by 5% and multiplied by a fixed coefficient (usually 115.5 for a primary residence). Having this figure before the deed is signed allows you to estimate the financial benefit of the price-value system and make an informed choice.
Why “saving on property purchase taxes in Italy 2025” matters
Buying a home is a life-changing investment, but it often involves many costs: the purchase price itself, agents’ and notaries’ fees, and then the taxes payable to the State. If you want to save on property purchase taxes in Italy 2025, you need to understand the system that calculates taxes — such as registration tax, mortgage tax, and cadastral tax — on the cadastral value rather than on the price you pay.
Saving on property purchase taxes in Italy 2025: how the price-value system works
The core of the system is straightforward: the three main taxes (registration, mortgage, cadastral) are based on the cadastral value of the property, not on the market price. For those who want to save on property purchase taxes in Italy 2025, this can translate into a significant reduction in the tax burden.
For example: if you buy a primary residence for €250,000 but its cadastral value is €120,000, the 2% registration tax is calculated on €120,000 (€2,400) rather than on €250,000 (€5,000). This kind of saving is exactly what it means to save on property purchase taxes in Italy 2025.
Practical benefits of the price-value system
- Immediate saving: lower taxes at the time of signing.
- Legal security: the Agenzia delle Entrate cannot challenge a price higher than the cadastral value, as it is an official public figure.
- Greater liquidity: saving on taxes means being able to invest more in the property or in other projects.
- Clarity and transparency: you avoid tax disputes, thanks to the regulatory validity of the system.
In short, for those who want to save on property purchase taxes in Italy 2025, the price-value system is a powerful and secure tool.
Who can benefit from the price-value system?
- Private individuals (not companies).
- Non-luxury residential properties, including garages and storage rooms.
- It is necessary to request it explicitly from the notary at the time of signing the deed.
Those who purchase with these characteristics can enjoy this significant tax advantage and understand how to save on property purchase taxes in Italy 2025.
saving on property purchase taxes in Italy 2025: Cases where the system does not apply
| Situation | Applicability of the price-value system |
| Buyer is a company or business | Not applicable |
| Property intended for commercial use or as an office | Not applicable |
| Request not made to the notary | Not applicable |
To avoid missing this opportunity to save on property purchase taxes in Italy 2025, it is essential to make the request to the notary and verify that the property meets the required criteria.
What if I am buying a second home?
Those buying a second home can also access the price-value system, provided the property is residential and the buyer is a private individual. In this case, however, the registration tax rate rises to 9%, making the benefit of calculating on the cadastral value even more evident. For example, if you buy a property for €200,000 with a cadastral value of €100,000, the registration tax would go from €18,000 (9% of €200,000) to €9,000 (9% of €100,000). Even in this situation, it is possible and worthwhile saving on property purchase taxes in Italy 2025.
The legal basis
The “price-value” system is provided for under Article 1, paragraph 497, of Law No. 266/2005. Under this provision, registration tax, mortgage tax, and cadastral tax are calculated on the cadastral value recorded in the public registers — not on the price paid — provided the property is a non-luxury home and the buyer is a private individual. It is very important to ask the notary to apply this regime: that is how you can save on property purchase taxes in Italy 2025.
Risks avoided
- Tax assessments: the Agenzia delle Entrate cannot ask you to pay more than what was declared in the deed if you used the cadastral value.
- Disputes: you minimise the risk of challenges or tax reviews.
- Transparency: cadastral data is official and recognised — it cannot be disputed.
If you want saving on property purchase taxes in Italy 2025, this security is essential.
Example
Let us say that:
- Purchase price: €250,000
- Cadastral value: €120,000
- Primary residence rate (2%):
- Calculated on market price -> €5,000
- Calculated on cadastral value -> €2,400
- Saving achieved: €2,600
For those who want saving on property purchase taxes in Italy 2025, this is a significant gain.
Timeline: when to do what?
Here is a simple table to guide you:
| Date / Phase | What to do |
| Before signing the deed | Find out about the price-value system |
| When choosing the notary | Make sure they will apply the price-value regime |
| At the time of signing | Explicitly request that taxes be calculated on the cadastral value |
| After signing the deed | Keep a copy of the deed and the request made |
By following these steps, you can maximise your potential of saving on property purchase taxes in Italy 2025.
Why it is better to turn to professionals
Italian tax law is vast and complex. Interpreting and applying it correctly requires expertise. As a firm of tax lawyers and consultants, we offer in-depth advice capable of protecting you from errors and tax risks. For those who want saving on property purchase taxes in Italy 2025, having an expert partner is essential. As Studio Lombardo Larosi, we stand by your side to interpret current regulations and implement the right strategies to shield you from any dispute and optimise your tax position.
Our support: WE CAN DO IT FOR YOU
If you want to save on property purchase taxes in Italy 2025, WE CAN DO IT FOR YOU. Our firm accompanies you at every stage:
- Analysis of the property and its cadastral value.
- Selection of the most advantageous tax regime.
- Coordination with the notary to include the request in the deed.
- Post-deed verification and protection in the event of disputes.
If you need this service, WE CAN DO IT FOR YOU. CONTACT US AT lombardolarosi@gmail.com for more information. REQUEST INFORMATION with no obligation: we are here to provide you with concrete, professional support.
Summary: how to save on property purchase taxes in Italy 2025
- The price-value system allows you to pay taxes on the cadastral value, not the market value.
- It applies only to private individuals and non-luxury residential properties.
- You must request it from the notary at the time of signing the deed.
- It offers tax savings, protection from assessments, and legal clarity.
- Professional assistance is essential for navigating Italian tax regulations.
Our commitment to clients: clarity, legality and savings
At Studio Lombardo Larosi, we specialise in tax and property consultancy, and each year we help dozens of clients saving on property purchase taxes in Italy 2025 in a legal, transparent and secure way. We take care of verifying the cadastral documentation, preparing the requests for the notary, and providing comprehensive advice throughout the entire process. We know that buying a home is an important moment: that is why your financial and legal protection is at the centre of everything we do. Do not let bureaucracy make you spend more than you need to. Ask us for a consultation today.
In conclusion
If you want saving on property purchase taxes in Italy 2025, the price-value system is a concrete and advantageous route: apply it correctly, seek professional support, and use it to protect your investment and reduce costs.
WE CAN DO IT FOR YOU
As Studio Lombardo Larosi, we put our expertise at your disposal.